Chevrolet

Smith Chevrolet

1911 EASTERN AVE.

GALLIPOLIS, OH 45631

Latest Filing: 2025Financial Data Through: 2025Source: DOL Form 5500-SF

Plan Data Available

Source-backed retirement-plan information is available to benchmark this dealership.

The leading signal

Smith Chevrolet

Above MedianPer-Saver Contribution · Plan Engagement
$4,328/ saver · vs $3,435 national median
69th percentile vs national auto-dealer peers. Sourced from DOL Form 5500.
21 → 23 active savers · Workforce footprint
Members Only
Employer Contribution / Participant
$424
vs $852 National Median
Employer Percentile
28th
Where this sits vs national auto-dealer peers.

Per-saver contribution is above the national median — a sign of an engaged workforce. But employer contribution per participant is below the median — the dealership's own investment in the plan has not yet caught up to how engaged its savers are. A separate workforce-retention watch flags a sustained decline in active savers — engagement strength is not the same as headcount stability.

Benchmark Scorecard

Observable, source-backed metrics. No inferred grades or quality scores.

Members
Employer Contribution / Participant
$424
vs $852 National Median
Room to Grow Nationally

The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.

Participant Contribution / Participant
$4,328
vs $3,435 National Median
Above Median Nationally

The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.

Plan Assets / Participant
$98,027
vs $48,309 National Median
Top 25% Nationally

How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.

Members
Employer Contributions
$9,748
Latest source filing

Total annual employer contribution from the latest DOL filing.

Plan Assets
$2.3M
Latest source filing

The retirement pool employees are building. Larger pools reflect longer-tenured workforces.

Plan Participants
23
Latest source filing

Active employees covered by the plan — the scope of the dealership's retirement offering.

Local Dealerships with a More Competitive 401(k) Plan

Dealerships in OH contributing more per participant than Smith Chevrolet on employer 401(k) contributions — listed below. Names and locations are public; head-to-head comparison unlocks with your free trial.

These 9 dealerships contribute more than you. Names and locations are public; head-to-head comparison unlocks with your free trial.

1.Lindsay Usa Motors Llc Dba Lindsay Buick Gmc
COLUMBUS, OH • 84 mi
Contributes / participant
$2,353
2.Herrnstein Chrysler Dodge, Inc.
CHILLICOTHE, OH • 56 mi
Contributes / participant
$1,879
3.Keer Automotive, Llc
NEW LEXINGTON, OH • 62 mi
Contributes / participant
$1,644
4.Mark Porter Auto Group, Inc
POMEROY, OH • 19 mi
Contributes / participant
$1,587
5.Jerry Haag Motors, Inc
HILLSBORO, OH • 82 mi
Contributes / participant
$1,486
6.John Hinderer Honda
HEATH, OH • 83 mi
Contributes / participant
$1,015
7.John Sang Flm
GALLIPOLIS, OH • 1 mi
Contributes / participant
$645
8.Don Wood Automotive, Inc
ATHENS, OH • 36 mi
Contributes / participant
$565
9.Barry'S Chevrolet Inc
WEST UNION, OH • 75 mi
Contributes / participant
$564

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Peer Position

Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.

National Auto Dealers
28th percentile
4966 valid peers
Members
OH Dealers
29th percentile
240 valid peers
Members
Chevrolet Dealers
30th percentile
557 valid peers
Members
Similar-Size Dealers
27th percentile
2198 valid peers
Members

Engagement Trajectory

Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2025. Missing years are not interpolated.

20222023202506121824
Active-Saver Trajectory increased +9.5% from 2022 to 2025. This is the leading signal of plan engagement — the lagging employer-contribution dollar tends to follow.
Years available: 2022, 2023, 2025

Reported Plan Data

The public filing record behind every metric on this page — for audit and trust.

Plan SponsorSMITH CHEVROLET, INC.
Plan NameSMITH CHEVROLET 401(K) PROFIT SHARING PLAN
EIN Members310808602
Plan Number001
RecordkeeperNot yet contributed — contribute plan data
Trustee / Custodian—
Custodian Phone—
Recordkeeping Fees—
Latest Filing Year2025
Financial Data Year2025
Participants (active, EOY)23
Plan Assets$2.3M
Employer Contributions$9,748
Participant Contributions$99,544
Total Contributions$109,292
Plan Type401(k) + Profit Sharing + 401(m)
Source FormDOL Form 5500-SF
Source Filing ID20260714173036NAL0001431155001
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Members only

Smith Chevrolet's full 401(k) benchmark is reserved for members.

Some of the benchmarking details on this plan are sensitive, so they aren't published publicly — they're available only through a paid membership. There are two ways to unlock them and start moving this plan up.

Work directly with us to climb the ranking

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See exactly where you rank

Private 401(k) benchmark vs national, state, franchise, and similar-size dealer peers — built on public DOL Form 5500 data, never published.

A playbook to climb the ranking

Concrete, fiduciary-grade steps your team or your advisor can execute to move employer contribution, participation, and plan assets above the peer median.

12 months of drift alerts

Quarterly benchmark recalculation plus alerts the moment your plan slips — so the ranking you earn keeps working for your recruiting story.

Turn the 401(k) into a retention weapon

Position the plan so technicians and salespeople brag about it. Dealership turnover hit 46% last year; average tenure is under two years.

Book a $499 consultation

Bring your advisor and take $100 off — they'll help tailor the playbook live.

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