From a search box to a fiduciary plan, in five steps.
ADRS turns public DOL Form 5500 filings into a dealership-specific benchmark. Here's what each screen means — and how to use it.
Search any dealership
Type a dealership, dealer group, city, or state. ADRS matches it to its public Department of Labor Form 5500 filing — the same data your plan sponsor files every year.
Read the benchmark scorecard
Employer and participant contributions per participant, plan assets per participant, and all-in admin cost — each ranked against national, state, franchise, and similar-size peer cohorts drawn from 13,000+ dealership filings.
Understand the gate
Below-median values are never published. They're blurred for non-members and routed to a Fiduciary Positioning Consultation — your ranking is yours alone, not a public criticism.
Download the report
A clean, paginated PDF of your scorecard, peer position, and cost benchmark — branded and ready to share with your CFO, HR lead, or advisor.
Monitor for drift
Paid monitoring watches your plan quarterly — flagging percentile drops, fee creep, and recordkeeper changes — so nothing slips between filings.
Employer / Participant
What the dealership contributes per active employee. Higher signals a stronger talent-retention tool.
Participant / Participant
What employees defer on average. Reflects plan engagement and auto-enrollment design.
Plan Assets / Participant
Total savings per participant. A proxy for long-term accumulation health.
Admin Cost / Participant
All-in administrative expenses per active participant. Lower is better.
Admin Cost (bps)
Admin expenses as basis points of plan assets — a size-normalized fee lens.
Fee-to-Outcome Ratio
Employer dollars generated per $1 of admin spend — value for money.
Cohorts with fewer than 10 valid peers report "Insufficient peer data" — no synthetic rankings are produced. NULL values render as "—"; a filed 0 renders as "$0".
Signal to coach, not spectacle to publish.
A below-median plan isn't a public failing — it's a consultative entry point. ADRS never publishes a lagger's numbers. Instead, below-median values are blurred for non-members and routed to a Fiduciary Positioning Consultation, where a real advisor turns the signal into a plan.
Ready to see where you stand?
Search your dealership, read your scorecard, and decide your next move.