About Auto Dealer Retirement Solutions
ADRS — Auto Dealer Retirement Solutions — is the first dealership-first retirement benchmarking and fiduciary intelligence platform built exclusively for the automotive retail industry. We turn public Department of Labor Form 5500 filings into clear, comparable 401(k) intelligence so every auto dealer can see exactly where their plan stands against peers, franchise cohorts, and similarly sized dealerships — and what to do about it.
The platform is built for the people who carry the retention risk: Dealer Principals and Owners, General Managers, CFOs and Controllers, and HR and Benefits leaders who understand that seasoned technicians, sales leaders, and effective managers are a shrinking, ever-more-expensive talent pool. A competitive 401(k) is no longer a back-office benefit — it is a recruitment and retention weapon. ADRS also serves the advisors, recordkeepers, and TPAs who help dealers run fiduciary-sound plans, giving them the evidence they need to act with confidence.
ADRS is built and operated by NetWellth™, a fiduciary retirement plan advisory firm. Every metric is sourced and traceable — never estimated or fabricated — and below-median plans are never publicly shamed; instead, we coach decision-makers toward a fix. We believe transparency, provenance, and advisor-led plan management are how dealerships turn their 401(k) into a reason talent chooses, and stays with, them.
We do not publish a below-median plan’s numbers.
The thesis that shapes every screen on ADRS is simple: a dealership’s underperformance is a signal to coach, not a spectacle to publish. When a plan trails its peers, we keep that plan’s specific figures blurred for everyone except verified members and the dealer’s own decision-makers. What we show instead is that the data exists, where the cohort median sits, and a clear path to close the gap.
Above-median performance, by contrast, is shown in full. Recognition is insight, and a competitive 401(k) is the retention weapon a dealership has earned the right to display. Peer medians are always visible, because they belong to the cohort, not to any one dealer — blurring the median would hide the very context that makes the benchmark useful.
We never estimate or fabricate a financial value. Every figure traces back to a public U.S. Department of Labor Form 5500 filing, and we claim ownership only of our formulas, methodology, rankings, and derived analytics — never the public data itself. Transparency, provenance, and advisor-led plan management are how dealerships turn their 401(k) into a reason talent chooses, and stays with, them.
Fiduciary-first
Evidence over estimation. Every number is traceable to a public filing.
Dealership-first
Benchmarking tuned to the automotive retail labor market.
Advisor-led
Dealer intelligence paired with hands-on plan management.