Graff Chevrolet
3636 WILDER RD.
BAY CITY, MI 48706
Plan Data Available
Source-backed retirement-plan information is available to benchmark this dealership.
The leading signal
Graff Chevrolet
Per-saver contribution is above the national median — a sign of an engaged workforce. But employer contribution per participant is below the median — the dealership's own investment in the plan has not yet caught up to how engaged its savers are. A separate workforce-retention watch flags a sustained decline in active savers — engagement strength is not the same as headcount stability.
Benchmark Scorecard
Observable, source-backed metrics. No inferred grades or quality scores.
The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.
The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.
How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.
Total annual employer contribution from the latest DOL filing.
The retirement pool employees are building. Larger pools reflect longer-tenured workforces.
Active employees covered by the plan — the scope of the dealership's retirement offering.
Local Dealerships with a More Competitive 401(k) Plan
Dealerships in MI contributing more per participant than Graff Chevrolet on employer 401(k) contributions — listed below. Names and locations are public; head-to-head comparison unlocks with your free trial.
These 7 dealerships contribute more than you. Names and locations are public; head-to-head comparison unlocks with your free trial.
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Peer Position
Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.
Engagement Trajectory
Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2023. Missing years are not interpolated.
Reported Plan Data
The public filing record behind every metric on this page — for audit and trust.
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Graff Chevrolet's full 401(k) benchmark is reserved for members.
Some of the benchmarking details on this plan are sensitive, so they aren't published publicly — they're available only through a paid membership. There are two ways to unlock them and start moving this plan up.
Work directly with us to climb the ranking
Your benchmark below the peer median isn't published — it's yours to fix. A Fiduciary Positioning Consultation unlocks the private numbers for Graff Chevrolet and hands you a plan to move up so your best people don't leave for a better package down the road.
See exactly where you rank
Private 401(k) benchmark vs national, state, franchise, and similar-size dealer peers — built on public DOL Form 5500 data, never published.
A playbook to climb the ranking
Concrete, fiduciary-grade steps your team or your advisor can execute to move employer contribution, participation, and plan assets above the peer median.
12 months of drift alerts
Quarterly benchmark recalculation plus alerts the moment your plan slips — so the ranking you earn keeps working for your recruiting story.
Turn the 401(k) into a retention weapon
Position the plan so technicians and salespeople brag about it. Dealership turnover hit 46% last year; average tenure is under two years.
Bring your advisor and take $100 off — they'll help tailor the playbook live.
Flag this to a decision-maker
Is this your dealership — or one you know? Send this to an Owner, CFO, or HR contact so we can bring the matter to their attention and offer a solution. You can nominate anonymously.
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Who runs Graff Chevrolet
Senior executives surfaced from public sources. Verify your access to view names and emails.
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