Toyota

Milton Ruben

3510 WASHINGTON RD.

AUGUSTA, GA 30907

Latest Filing: 2023Financial Data Through: 2023Source: DOL Form 5500-SF

Plan Data Available

Source-backed retirement-plan information is available to benchmark this dealership.

The leading signal

Milton Ruben

Top 25%Per-Saver Contribution · Plan Engagement
$5,621/ saver · vs $3,435 national median
87th percentile vs national auto-dealer peers. Sourced from DOL Form 5500.
No trend yet · Workforce footprint
Employer Contribution / Participant
$1,671
vs $852 National Median
Employer Percentile
77th
Where this sits vs national auto-dealer peers.

Per-saver contribution is above the national median — a sign of an engaged workforce. Employer contribution per participant is at or above the median too, confirming the engagement. A separate workforce-retention watch flags a sustained decline in active savers — engagement strength is not the same as headcount stability.

Secondary context · Employer-contribution standing
Workhorse ↔ Racehorse
Top 25% Nationally
77th
percentile
WorkhorseRacehorse
Median

Benchmark Scorecard

Observable, source-backed metrics. No inferred grades or quality scores.

Employer Contribution / Participant
$1,671
vs $852 National Median
Top 25% Nationally

The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.

Participant Contribution / Participant
$5,621
vs $3,435 National Median
Top 25% Nationally

The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.

Members
Plan Assets / Participant
$38,665
vs $48,309 National Median
Room to Grow Nationally

How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.

Employer Contributions
$65,172
Latest source filing

Total annual employer contribution from the latest DOL filing.

Plan Assets
$1.5M
Latest source filing

The retirement pool employees are building. Larger pools reflect longer-tenured workforces.

Plan Participants
39
Latest source filing

Active employees covered by the plan — the scope of the dealership's retirement offering.

Local Dealerships with a More Competitive 401(k) Plan

Dealerships in GA contributing more per participant than Milton Ruben on employer 401(k) contributions — listed below. Names and locations are public; head-to-head comparison unlocks with your free trial.

These 2 dealerships contribute more than you. Names and locations are public; head-to-head comparison unlocks with your free trial.

1.Childre Nissan
MILLEDGEVILLE, GA • 74 mi
Contributes / participant
$3,586
2.Milton Ruben Motors, Inc
AUGUSTA, GA • 0 mi
Contributes / participant
$1,992

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Peer Position

Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.

National Auto Dealers
77th percentile
4966 valid peers
GA Dealers
70th percentile
135 valid peers
Toyota Dealers
73th percentile
161 valid peers
Similar-Size Dealers
70th percentile
2198 valid peers

How You Compare

A side-by-side read of this dealership’s plan against the national industry average — and the gap you need to close to reach the peer median.

Peer averages from the DOL Form 5500 national dataset, 2023

Employer Contribution / Participant
Annual employer match & profit share per active participant.
Your Plan$1,671
Industry Avg$8524966 peers
Gap vs Avg+$819(+96%)above avg
Percentile77th
Participant Contribution / Participant
Employee deferrals per active participant.
Your Plan$5,621
Industry Avg$3,4355531 peers
Gap vs Avg+$2,186(+64%)above avg
Percentile87th
Plan Assets / Participant
Total plan assets per active participant.
Your Plan
Industry Avg$48,3095605 peers
Gap vs Avg
Percentile Members
Admin Cost / Participant
All-in administrative expenses per participant. Lower is better.
Your Plan—
Industry AvgInsufficient peer dataContribute plan data
Gap vs Avg—
Percentile—
Admin Cost (bps of Assets)
Admin expenses as basis points of plan assets. Lower is better.
Your Plan—
Industry AvgInsufficient peer dataContribute plan data
Gap vs Avg—
Percentile—
Fee-to-Outcome Ratio
Employer $ generated per $1 of admin spend. Higher is better.
Your Plan—
Industry AvgInsufficient peer dataContribute plan data
Gap vs Avg—
Percentile—

These fields are reserved for Institutional Access.

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Engagement Trajectory

Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2023. Missing years are not interpolated.

20222023010203040
Fewer than three annual filings with usable values — no trend available for active-saver trajectory.
Years available: 2022, 2023

Reported Plan Data

The public filing record behind every metric on this page — for audit and trust.

Plan SponsorMJ AUTO SALES, LLC DBA MILTON RUBEN
Plan NameMJ AUTO SALES, LLC DBA MILTON RUBEN TOYOTA OF AUGUSTA 401(K) PLAN
EIN Members264027927
Plan Number001
RecordkeeperNot yet contributed — contribute plan data
Trustee / Custodian—
Custodian Phone—
Recordkeeping Fees—
Latest Filing Year2023
Financial Data Year2023
Participants (active, EOY)39
Plan Assets$1.5M
Employer Contributions$65,172
Participant Contributions$219,202
Total Contributions$284,374
Plan Type401(k) + Profit Sharing + 401(m)
Source FormDOL Form 5500-SF
Source Filing ID20240716103726NAL0001669971001
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