Chevrolet

Gateway Chevrolet

501 SOUTH 38TH STREET, PO BOX 2867

FARGO, ND 58103

Latest Filing: 2023Financial Data Through: 2023Source: DOL Form 5500

Plan Data Available

Source-backed retirement-plan information is available to benchmark this dealership.

The leading signal

Gateway Chevrolet

Room to GrowPer-Saver Contribution · Plan Engagement
$3,190/ saver · vs $3,435 national median
45th percentile vs national auto-dealer peers. Sourced from DOL Form 5500.
No trend yet · Workforce footprint
Employer Contribution / Participant
$1,202
vs $852 National Median
Employer Percentile
64th
Where this sits vs national auto-dealer peers.

Per-saver contribution is below the national median — engagement is not yet where it could be. Employer contribution per participant is at or above the median, but per-saver engagement has not yet followed. A separate workforce-retention watch flags a sustained decline in active savers — engagement strength is not the same as headcount stability.

Secondary context · Employer-contribution standing
Workhorse ↔ Racehorse
Above Median Nationally
64th
percentile
WorkhorseRacehorse
Median

Benchmark Scorecard

Observable, source-backed metrics. No inferred grades or quality scores.

Employer Contribution / Participant
$1,202
vs $852 National Median
Above Median Nationally

The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.

Members
Participant Contribution / Participant
$3,190
vs $3,435 National Median
Room to Grow Nationally

The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.

Plan Assets / Participant
$52,734
vs $48,309 National Median
Above Median Nationally

How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.

Employer Contributions
$235,576
Latest source filing

Total annual employer contribution from the latest DOL filing.

Plan Assets
$10.3M
Latest source filing

The retirement pool employees are building. Larger pools reflect longer-tenured workforces.

Plan Participants
196
Latest source filing

Active employees covered by the plan — the scope of the dealership's retirement offering.

Peer Position

Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.

National Auto Dealers
64th percentile
4966 valid peers
ND Dealers
22th percentile
32 valid peers
Members
Chevrolet Dealers
67th percentile
557 valid peers
Similar-Size Dealers
69th percentile
701 valid peers

How You Compare

A side-by-side read of this dealership’s plan against the national industry average — and the gap you need to close to reach the peer median.

Peer averages from the DOL Form 5500 national dataset, 2023

Employer Contribution / Participant
Annual employer match & profit share per active participant.
Your Plan$1,202
Industry Avg$8524966 peers
Gap vs Avg+$350(+41%)above avg
Percentile64th
Participant Contribution / Participant
Employee deferrals per active participant.
Your Plan
Industry Avg$3,4355531 peers
Gap vs Avg
Percentile Members
Plan Assets / Participant
Total plan assets per active participant.
Your Plan$52,734
Industry Avg$48,3095605 peers
Gap vs Avg+$4,425(+9%)above avg
Percentile54th
Admin Cost / Participant
All-in administrative expenses per participant. Lower is better.
Your Plan—
Industry AvgInsufficient peer dataContribute plan data
Gap vs Avg—
Percentile—
Admin Cost (bps of Assets)
Admin expenses as basis points of plan assets. Lower is better.
Your Plan—
Industry AvgInsufficient peer dataContribute plan data
Gap vs Avg—
Percentile—
Fee-to-Outcome Ratio
Employer $ generated per $1 of admin spend. Higher is better.
Your Plan—
Industry AvgInsufficient peer dataContribute plan data
Gap vs Avg—
Percentile—

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Engagement Trajectory

Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2024. Missing years are not interpolated.

202220232024050100150200
Fewer than three annual filings with usable values — no trend available for active-saver trajectory.
Years available: 2022, 2023, 2024

Reported Plan Data

The public filing record behind every metric on this page — for audit and trust.

Plan SponsorHEARTLAND AUTOMOTIVE, LLC DBA GATEWAY CHEVROLET
Plan NameHEARTLAND AUTOMOTIVE LLC GROUP 401(K) PLAN
EIN Members450458558
Plan Number001
RecordkeeperNot yet contributed — contribute plan data
Trustee / Custodian—
Custodian Phone—
Recordkeeping Fees—
Latest Filing Year2023
Financial Data Year2023
Participants (active, EOY)196
Plan Assets$10.3M
Employer Contributions$235,576
Participant Contributions$625,146
Total Contributions$860,722
Plan Type401(k) + Profit Sharing + 401(m)
Source FormDOL Form 5500
Source Filing ID20241002071357NAL0013812336001
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Leadership & Contacts

Who runs Gateway Chevrolet

Senior executives surfaced from public sources. Verify your access to view names and emails.

B••• S••••
President
J••• S••••
Manager, Business
A••• M••••
Clearance Center Sales Manager
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