Ford

Village Ford, Inc

23535 MICHIGAN AVENUE

DEARBORN, MI 48124

Latest Filing: 2025Financial Data Through: 2025Source: DOL Form 5500

Plan Data Available

Source-backed retirement-plan information is available to benchmark this dealership.

Report found

We found Village Ford, Inc's 401(k) profile.

Here's an honest preview of what's available on this profile. Scroll down for the full breakdown, or tell us who you are and we'll point you to the right next step.

What's available

4 of 6 sections

Participation trend· Holding Steady
Employer contribution benchmark· Ranked vs national peers
Fee analysis· All-in cost benchmarked
Asset performance trend· Needs 3+ filing years
Historical filings· 4 filing years
Recordkeeper· Not identified

Which best describes you?

The leading signal

Village Ford, Inc

Holding SteadyParticipation Rate · 3-Year Trend
81%actively saving · 2022 → 2025
Up 1.2 pts over 3 filings — holding steady. Sourced from DOL Form 5500.
2022
2023
2025
155 → 180 active savers · Workforce footprint
Members Only
Employer Contribution / Participant
$286
vs $852 National Median
Employer Percentile
Optimization Potential
Bottom 78% of peers
Where this sits vs national auto-dealer peers.

The participation rate is holding steady — no clear sign-up or opt-out swing over the period. Employer contribution per participant is below the national median — the dealership's own investment in the plan has not yet caught up to how engaged its savers are. A separate workforce-retention watch flags a sustained decline in active savers — participation strength is not the same as headcount stability.

Benchmark Scorecard

Observable, source-backed metrics. No inferred grades or quality scores.

Members
Employer Contribution / Participant
$286
vs $852 National Median
Optimization Potential Nationally

The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.

Participant Contribution / Participant
$5,752
vs $3,435 National Median
Top 25% Nationally

The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.

Plan Assets / Participant
$99,223
vs $48,309 National Median
Top 25% Nationally

How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.

Members
Employer Contributions
$51,565
Latest source filing

Total annual employer contribution from the latest DOL filing.

Plan Assets
$17.9M
Latest source filing

The retirement pool employees are building. Larger pools reflect longer-tenured workforces.

Plan Participants
180
Latest source filing

Active employees covered by the plan — the scope of the dealership's retirement offering.

Local Dealerships with a More Competitive 401(k) Plan

Every comparable dealership we track in MI, ranked by employer contribution per participant. Names and locations are public; head-to-head contribution numbers unlock when you verify your dealership email.

1.Mark Chevrolet, Inc. Employee
WAYNE, MI • 5 mi
Contributes / participant
$1,705
2.Pat Milliken Ford, Inc
REDFORD, MI • 5 mi
Contributes / participant
$725
3.Les Stanford Chevrolet- Cadillac, Inc
DEARBORN, MI • 1 mi
Contributes / participant
$678
4.Wolverine Truck Sales Inc
DEARBORN, MI • 6 mi
Contributes / participant
$651
5.Les Stanford Buick Gmc
DEARBORN, MI • 1 mi
Contributes / participant
$644
6.North Brothers Ford, Inc
WESTLAND, MI • 6 mi
Contributes / participant
$224
Westborn Chrysler Dodge Jeep Ram, Inc
DEARBORN, MI • 0 mi
Ranking available
Mission Ford Of Dearborn
DEARBORN, MI • 4 mi
Ranking available
Taylor Ford, Inc
TAYLOR, MI • 6 mi
Ranking available
Livonia Chrysler Jeep
LIVONIA, MI • 6 mi
Ranking available

No credit card. Verify with your dealership work email and every contribution number in this list unblurs — plus your own full benchmark.

Source: U.S. Department of Labor Form 5500. Peer contribution amounts unlock with a verified dealership email or an advisor pass.

Plan Cost Benchmark

Is this plan overpaying for what employees get? Three observable cost metrics from the public filing — peer percentiles are public; your own dollar figures unlock through Fiduciary Tier.

Source: DOL Form 5500 Schedule H, 2025

Admin Cost / Participant
Peer median $160
Pricier than most peers

All-in administrative expenses per active participant. Lower is better.

Admin Cost (bps of Assets)
Peer median 30 bps
Above peer median

Administrative expenses as basis points of plan assets. Lower is better.

Fee-to-Outcome Ratio
Peer median 4.4×
Weakest 10% for value

Employer contribution generated per $1 of admin spend. Higher is better.

These fields are reserved for Fiduciary Tier.

Sign in or create a free account to reveal this plan’s recordkeeper, trustee / custodian, and recordkeeping fees — the reporting that supports deeper fiduciary monitoring.

All-In Plan Cost

The total cost of running this plan — recordkeeping, administration, custody, advisory, and fiduciary fees — as a percentage of plan assets. Community-sourced from the dealership's own 408(b)(2) fee disclosure.

Not yet contributed

The all-in cost comes from a dealership's own fee disclosure. Verify your dealership email and contribute your plan data to publish it here — and unlock the benchmarked cost analysis.

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Peer Position

Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.

National Auto Dealers
Optimization Potential
Bottom 78% of peers
4966 valid peers
Members
MI Dealers
Optimization Potential
Bottom 80% of peers
240 valid peers
Members
Ford Dealers
Optimization Potential
Bottom 78% of peers
647 valid peers
Members
Similar-Size Dealers
Optimization Potential
Bottom 77% of peers
701 valid peers
Members

Engagement Trajectory

Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2025. Missing years are not interpolated.

202220232024202504590135180
Active-Saver Trajectory increased +16.1% from 2022 to 2025. This is the leading signal of plan engagement — the lagging employer-contribution dollar tends to follow.
Years available: 2022, 2023, 2024, 2025

Reported Plan Data

The public filing record behind every metric on this page — for audit and trust.

Plan SponsorVILLAGE FORD, INC.
Plan NameVILLAGE FORD, INC. 401(K) SAVINGS PLAN
EIN Members382391300
Plan Number001
RecordkeeperNot yet contributed — contribute plan data
Waiting PeriodNot reported on this filing — contribute plan data
Trustee / Custodian—
Custodian Phone—
Recordkeeping Fees—
Latest Filing Year2025
Financial Data Year2025
Participants (active, EOY)180
Plan Assets$17.9M
Employer Contributions$51,565
Participant Contributions$1,035,407
Total Contributions$1,086,972
Plan Type401(k) + Profit Sharing + 401(m)
Source FormDOL Form 5500
Source Filing ID20260723141432NAL0020978626001
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Enter your work email at Village Ford, Inc and we’ll send a code. Once verified, every contribution number on this page unblurs — your own benchmark and the full local competitive field — and you can schedule a free call to improve your standing. No credit card.

Your email is used only to verify you work at this dealership. No credit card, no auto-bill.

Members only

Village Ford, Inc's full 401(k) benchmark is reserved for members.

Some of the benchmarking details on this plan are sensitive, so they aren't published publicly — they're available with a paid membership. One way to start moving this plan up: flag it to a decision-maker below so we can bring the matter to them and offer a solution.

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Leadership & Contacts

Who runs Village Ford, Inc

Senior executives surfaced from public sources. Verify your access to view names and emails.

J••• G••••
CFO
J••• S••••
General Sales Manager
J••• C••••
Service Director
J••• S••••
Human Resource Manager
A••• K••••
Parts Manager
S••• P••••
Commercial Manager
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