Ray & Raymond Auto Group
118 ROUTE 173
ANTIOCH, IL 60002
Plan Data Available
Source-backed retirement-plan information is available to benchmark this dealership.
The leading signal
Ray & Raymond Auto Group
Fewer participants are actively saving — the participation rate is slipping as more employees opt out or go inactive. Employer contribution per participant is below the national median — the dealership's own investment in the plan has not yet caught up to how engaged its savers are. A separate workforce-retention watch flags a sustained decline in active savers — participation strength is not the same as headcount stability.
Benchmark Scorecard
Observable, source-backed metrics. No inferred grades or quality scores.
The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.
The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.
How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.
Total annual employer contribution from the latest DOL filing.
The retirement pool employees are building. Larger pools reflect longer-tenured workforces.
Active employees covered by the plan — the scope of the dealership's retirement offering.
Local Dealerships with a More Competitive 401(k) Plan
Every comparable dealership we track in IL, ranked by employer contribution per participant. Names and locations are public; head-to-head contribution numbers unlock when you verify your dealership email.
No credit card. Verify with your dealership work email and every contribution number in this list unblurs — plus your own full benchmark.
Source: U.S. Department of Labor Form 5500. Peer contribution amounts unlock with a verified dealership email or an advisor pass.
All-In Plan Cost
The total cost of running this plan — recordkeeping, administration, custody, advisory, and fiduciary fees — as a percentage of plan assets. Community-sourced from the dealership's own 408(b)(2) fee disclosure.
Not yet contributed
The all-in cost comes from a dealership's own fee disclosure. Verify your dealership email and contribute your plan data to publish it here — and unlock the benchmarked cost analysis.
Contribute plan dataPeer Position
Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.
Engagement Trajectory
Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2024. Missing years are not interpolated.
Reported Plan Data
The public filing record behind every metric on this page — for audit and trust.
Verify your dealership email to unblur your numbers and the local competitive field.
Enter your work email at Ray & Raymond Auto Group and we’ll send a code. Once verified, every contribution number on this page unblurs — your own benchmark and the full local competitive field — and you can schedule a free call to improve your standing. No credit card.
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Ray & Raymond Auto Group's full 401(k) benchmark is reserved for members.
Some of the benchmarking details on this plan are sensitive, so they aren't published publicly — they're available with a paid membership. One way to start moving this plan up: flag it to a decision-maker below so we can bring the matter to them and offer a solution.
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