Rancho Grande Motors

1404 AUTO PARK WAY

SAN LUIS OBISPO, CA 93401

Latest Filing: 2025Financial Data Through: 2025Source: DOL Form 5500-SF

Plan Data Available

Source-backed retirement-plan information is available to benchmark this dealership.

Report found

We found Rancho Grande Motors's 401(k) profile.

Here's an honest preview of what's available on this profile. Scroll down for the full breakdown, or tell us who you are and we'll point you to the right next step.

What's available

2 of 6 sections

Participation trend· Needs 2+ comparable filings
Employer contribution benchmark· Ranked vs national peers
Fee analysis· Not reported on this filing
Asset performance trend· Needs 3+ filing years
Historical filings· 3 filing years
Recordkeeper· Not identified

Which best describes you?

The leading signal

Rancho Grande Motors

No Trend YetParticipation Rate · 3-Year Trend
No trend yet
The participation-rate trend appears once at least two consecutive filings report both active and total participants.
42 → 41 active savers · Workforce footprint
Members Only
Employer Contribution / Participant
$639
vs $852 National Median
Employer Percentile
Room to Grow
Bottom 59% of peers
Where this sits vs national auto-dealer peers.

Participation rate is filed, but a 3-year trend is not available yet — it appears once at least two consecutive filings report both active and total participants. Employer contribution per participant is shown below.

Benchmark Scorecard

Observable, source-backed metrics. No inferred grades or quality scores.

Members
Employer Contribution / Participant
$639
vs $852 National Median
Room to Grow Nationally

The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.

Participant Contribution / Participant
$4,636
vs $3,435 National Median
Above Median Nationally

The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.

Plan Assets / Participant
$51,803
vs $48,309 National Median
Above Median Nationally

How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.

Members
Employer Contributions
$26,213
Latest source filing

Total annual employer contribution from the latest DOL filing.

Plan Assets
$2.1M
Latest source filing

The retirement pool employees are building. Larger pools reflect longer-tenured workforces.

Plan Participants
41
Latest source filing

Active employees covered by the plan — the scope of the dealership's retirement offering.

Local Dealerships with a More Competitive 401(k) Plan

Every comparable dealership we track in CA, ranked by employer contribution per participant. Names and locations are public; head-to-head contribution numbers unlock when you verify your dealership email.

1.Stanley Motors, Inc
SAN LUIS OBISPO, CA • 2 mi
Contributes / participant
$3,531
2.Home Motors
SANTA MARIA, CA • 26 mi
Contributes / participant
$678
3.Santa Maria Ford, Inc
SANTA MARIA, CA • 27 mi
Contributes / participant
$546
4.Arroyo Grande Chevrolet
ARROYO GRANDE, CA • 11 mi
Contributes / participant
$435
5.Santa Maria Nissan Mazda
SANTA MARIA, CA • 27 mi
Contributes / participant
$363
6.Sunset Honda
SAN LUIS OBISPO, CA • 0 mi
Contributes / participant
$0
7.Mullahey Ford, Inc
ARROYO GRANDE, CA • 11 mi
Contributes / participant
$0
8.Atlas Performance Industries
SANTA MARIA, CA • 25 mi
Contributes / participant
$0
Cb Automotive Group, Inc
SAN LUIS OBISPO, CA • 0 mi
Ranking available
Stowasser Buick Gmc, Inc
SANTA MARIA, CA • 27 mi
Ranking available

No credit card. Verify with your dealership work email and every contribution number in this list unblurs — plus your own full benchmark.

Source: U.S. Department of Labor Form 5500. Peer contribution amounts unlock with a verified dealership email or an advisor pass.

All-In Plan Cost

The total cost of running this plan — recordkeeping, administration, custody, advisory, and fiduciary fees — as a percentage of plan assets. Community-sourced from the dealership's own 408(b)(2) fee disclosure.

Not yet contributed

The all-in cost comes from a dealership's own fee disclosure. Verify your dealership email and contribute your plan data to publish it here — and unlock the benchmarked cost analysis.

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Peer Position

Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.

National Auto Dealers
Room to Grow
Bottom 59% of peers
4966 valid peers
Members
CA Dealers
Above Median
Higher than 59% of peers
398 valid peers
null Dealers
Insufficient peer data
Below 10 valid peers — ranking hidden
Contribute plan data
Similar-Size Dealers
Room to Grow
Bottom 63% of peers
2198 valid peers
Members

Engagement Trajectory

Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2025. Missing years are not interpolated.

202220232025015304560
Active-Saver Trajectory declined -2.4% from 2022 to 2025. This is the leading signal of plan engagement — the lagging employer-contribution dollar tends to follow.
Years available: 2022, 2023, 2025

Reported Plan Data

The public filing record behind every metric on this page — for audit and trust.

Plan SponsorCUESTA INVESTMENTS, INC.
Plan NameRANCHO GRANDE CUESTA 401(K) PLAN
EIN Members770508345
Plan Number002
RecordkeeperNot yet contributed — contribute plan data
Waiting PeriodNot reported on this filing — contribute plan data
Trustee / Custodian—
Custodian Phone—
Recordkeeping Fees—
Latest Filing Year2025
Financial Data Year2025
Participants (active, EOY)41
Plan Assets$2.1M
Employer Contributions$26,213
Participant Contributions$190,094
Total Contributions$216,307
Plan Type401(k) + Profit Sharing + 401(m)
Source FormDOL Form 5500-SF
Source Filing ID20260512163909NAL0013834754001
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Enter your work email at Rancho Grande Motors and we’ll send a code. Once verified, every contribution number on this page unblurs — your own benchmark and the full local competitive field — and you can schedule a free call to improve your standing. No credit card.

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Members only

Rancho Grande Motors's full 401(k) benchmark is reserved for members.

Some of the benchmarking details on this plan are sensitive, so they aren't published publicly — they're available with a paid membership. One way to start moving this plan up: flag it to a decision-maker below so we can bring the matter to them and offer a solution.

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Sensitive benchmarking details aren't published publicly; they're available with a paid membership. Email addresses are used only to start this conversation and are never sold.

Leadership & Contacts

Who runs Rancho Grande Motors

Senior executives surfaced from public sources. Verify your access to view names and emails.

T••• R••••
Partner/V.P.
C••• W••••
General Sales Manager
L••• M••••
Business Manager
E••• C••••
Fleet and Commercial Sales Manager
S••• L••••
Internet Sales Manager
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