Joyc
10660 AUTOMOTIVE DRIVE
MANASSAS, VA 20109
Plan Data Available
Source-backed retirement-plan information is available to benchmark this dealership.
The leading signal
Joyc
The participation rate is holding steady — no clear sign-up or opt-out swing over the period. Employer contribution per participant is below the national median — the dealership's own investment in the plan has not yet caught up to how engaged its savers are. A separate workforce-retention watch flags a sustained decline in active savers — participation strength is not the same as headcount stability.
Benchmark Scorecard
Observable, source-backed metrics. No inferred grades or quality scores.
The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.
The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.
How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.
Total annual employer contribution from the latest DOL filing.
The retirement pool employees are building. Larger pools reflect longer-tenured workforces.
Active employees covered by the plan — the scope of the dealership's retirement offering.
Local Dealerships with a More Competitive 401(k) Plan
Every comparable dealership we track in VA, ranked by employer contribution per participant. Names and locations are public; head-to-head contribution numbers unlock when you verify your dealership email.
No credit card. Verify with your dealership work email and every contribution number in this list unblurs — plus your own full benchmark.
Source: U.S. Department of Labor Form 5500. Peer contribution amounts unlock with a verified dealership email or an advisor pass.
All-In Plan Cost
The total cost of running this plan — recordkeeping, administration, custody, advisory, and fiduciary fees — as a percentage of plan assets. Community-sourced from the dealership's own 408(b)(2) fee disclosure.
Not yet contributed
The all-in cost comes from a dealership's own fee disclosure. Verify your dealership email and contribute your plan data to publish it here — and unlock the benchmarked cost analysis.
Contribute plan dataPeer Position
Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.
Engagement Trajectory
Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2024. Missing years are not interpolated.
Reported Plan Data
The public filing record behind every metric on this page — for audit and trust.
Verify your dealership email to unblur your numbers and the local competitive field.
Enter your work email at Joyc and we’ll send a code. Once verified, every contribution number on this page unblurs — your own benchmark and the full local competitive field — and you can schedule a free call to improve your standing. No credit card.
Your email is used only to verify you work at this dealership. No credit card, no auto-bill.
Joyc's full 401(k) benchmark is reserved for members.
Some of the benchmarking details on this plan are sensitive, so they aren't published publicly — they're available with a paid membership. One way to start moving this plan up: flag it to a decision-maker below so we can bring the matter to them and offer a solution.
Flag this to a decision-maker
Is this your dealership — or one you know? Send this to an Owner, CFO, or HR contact so we can bring the matter to their attention and offer a solution. You can nominate anonymously.
Sensitive benchmarking details aren't published publicly; they're available with a paid membership. Email addresses are used only to start this conversation and are never sold.
Who runs Joyc
Senior executives surfaced from public sources. Verify your access to view names and emails.
Ready for the full picture?
Unlock benchmark history, full peer-cohort analysis, and your competitors' filings.
Are you a financial advisor? Turn the dealership 401(k) market into your prospecting pipeline.
See the advisor prospecting tools →See this plan’s full report — and act on it.
Dealership employees verify their work email to unlock this dealership’s full benchmark free for 30 days. Then keep climbing: a 24-hour comparison pass ($50), a discounted first month (~$50), and more. Advisors start at $99/month — or run a 24-hour pass first.
Become a Member