Chevrolet

Gladding Chevrolet, Inc. Et Al

7327 RITCHIE HWY

GLEN BURNIE, MD 210613104

Latest Filing: 2023Financial Data Through: 2023Source: DOL Form 5500

Plan Data Available

Source-backed retirement-plan information is available to benchmark this dealership.

The leading signal

Gladding Chevrolet, Inc. Et Al

Holding SteadyParticipation Rate · 3-Year Trend
76%actively saving · 2022 → 2023
Down 1.4 pts over 2 filings — holding steady. Sourced from DOL Form 5500.
2022
2023
No trend yet · Workforce footprint
Employer Contribution / Participant
$1,238
vs $852 National Median
Employer Percentile
Above Median
Higher than 65% of peers
Where this sits vs national auto-dealer peers.

The participation rate is holding steady — no clear sign-up or opt-out swing over the period. Employer contribution per participant is at or above the median, confirming the engagement. A separate workforce-retention watch flags a sustained decline in active savers — participation strength is not the same as headcount stability.

Secondary context · Employer-contribution standing
Workhorse ↔ Racehorse
Above Median Nationally
65th
percentile
WorkhorseRacehorse
Median

Benchmark Scorecard

Observable, source-backed metrics. No inferred grades or quality scores.

Employer Contribution / Participant
$1,238
vs $852 National Median
Above Median Nationally

The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.

Participant Contribution / Participant
$5,028
vs $3,435 National Median
Top 25% Nationally

The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.

Plan Assets / Participant
$100,389
vs $48,309 National Median
Top 25% Nationally

How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.

Employer Contributions
$183,150
Latest source filing

Total annual employer contribution from the latest DOL filing.

Plan Assets
$14.9M
Latest source filing

The retirement pool employees are building. Larger pools reflect longer-tenured workforces.

Plan Participants
148
Latest source filing

Active employees covered by the plan — the scope of the dealership's retirement offering.

Local Dealerships with a More Competitive 401(k) Plan

Every comparable dealership we track in MD, ranked by employer contribution per participant. Names and locations are public; head-to-head contribution numbers unlock when you verify your dealership email.

1.The Mayberry Group Inc
BROOKLYN, MD • 3 mi
Contributes / participant
$2,172
2.Wilkins Buick, Inc
GLEN BURNIE, MD • 1 mi
Contributes / participant
$1,089
3.The Pete Store, Llc
BALTIMORE, MD • 8 mi
Contributes / participant
$695
4.Bob Bell Automotive Group
GLEN BURNIE, MD • 1 mi
Contributes / participant
$444
5.George R. Norris Llc
DUNDALK, MD • 10 mi
Contributes / participant
$400
6.Rich Morton'S Auto Group
PASADENA, MD • 3 mi
Contributes / participant
$227
7.J.D. Byrider Of Glen Burnie
GLEN BURNIE, MD • 0 mi
Contributes / participant
$152
8.Bob'S Bmw
JESSUP, MD • 10 mi
Contributes / participant
$0
Tate Automotive Group
GLEN BURNIE, MD • 0 mi
Ranking available
Thompson Automotive Group
BALTIMORE, MD • 10 mi
Ranking available

No credit card. Verify with your dealership work email and every contribution number in this list unblurs — plus your own full benchmark.

Source: U.S. Department of Labor Form 5500. Peer contribution amounts unlock with a verified dealership email or an advisor pass.

All-In Plan Cost

The total cost of running this plan — recordkeeping, administration, custody, advisory, and fiduciary fees — as a percentage of plan assets. Community-sourced from the dealership's own 408(b)(2) fee disclosure.

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Peer Position

Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.

National Auto Dealers
Above Median
Higher than 65% of peers
4966 valid peers
MD Dealers
Above Median
Higher than 70% of peers
57 valid peers
Chevrolet Dealers
Above Median
Higher than 68% of peers
557 valid peers
Similar-Size Dealers
Above Median
Higher than 69% of peers
701 valid peers

How You Compare

A side-by-side read of this dealership’s plan against the national industry average — and the gap you need to close to reach the peer median.

Peer averages from the DOL Form 5500 national dataset, 2023

Employer Contribution / Participant
Annual employer match & profit share per active participant.
Your Plan$1,238
Industry Avg$8524966 peers
Gap vs Avg+$385(+45%)above avg
Percentile65th
Participant Contribution / Participant
Employee deferrals per active participant.
Your Plan$5,028
Industry Avg$3,4355531 peers
Gap vs Avg+$1,594(+46%)above avg
Percentile80th
Plan Assets / Participant
Total plan assets per active participant.
Your Plan$100,389
Industry Avg$48,3095605 peers
Gap vs Avg+$52,080(+108%)above avg
Percentile83th
Admin Cost / Participant
All-in administrative expenses per participant. Lower is better.
Your Plan—
Industry AvgInsufficient peer dataContribute plan data
Gap vs Avg—
Percentile—
Admin Cost (bps of Assets)
Admin expenses as basis points of plan assets. Lower is better.
Your Plan—
Industry AvgInsufficient peer dataContribute plan data
Gap vs Avg—
Percentile—
Fee-to-Outcome Ratio
Employer $ generated per $1 of admin spend. Higher is better.
Your Plan—
Industry AvgInsufficient peer dataContribute plan data
Gap vs Avg—
Percentile—

Engagement Trajectory

Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2024. Missing years are not interpolated.

20222023202404080120160
Fewer than three annual filings with usable values — no trend available for active-saver trajectory.
Years available: 2022, 2023, 2024

Reported Plan Data

The public filing record behind every metric on this page — for audit and trust.

Plan SponsorGLADDING CHEVROLET, INC.
Plan NameGLADDING CHEVROLET, INC. ET AL 401K PROFIT SHARING PLAN & TRUST
EIN Members520655624
Plan Number002
RecordkeeperNot yet contributed — contribute plan data
Waiting PeriodNot reported on this filing — contribute plan data
Trustee / Custodian—
Custodian Phone—
Recordkeeping Fees—
Latest Filing Year2023
Financial Data Year2023
Participants (active, EOY)148
Plan Assets$14.9M
Employer Contributions$183,150
Participant Contributions$744,217
Total Contributions$927,367
Plan Type401(k) + Profit Sharing + 401(m)
Source FormDOL Form 5500
Source Filing ID20241001120017NAL0003238995001
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