Ford

Fremont Ford, Inc

7148 W 48TH STREET

FREMONT, MI 49412

Latest Filing: 2025Financial Data Through: 2025Source: DOL Form 5500-SF

Plan Data Available

Source-backed retirement-plan information is available to benchmark this dealership.

Report found

We found Fremont Ford, Inc's 401(k) profile.

Here's an honest preview of what's available on this profile. Scroll down for the full breakdown, or tell us who you are and we'll point you to the right next step.

What's available

2 of 6 sections

Participation trend· Needs 2+ comparable filings
Employer contribution benchmark· Ranked vs national peers
Fee analysis· Not reported on this filing
Asset performance trend· Needs 3+ filing years
Historical filings· 3 filing years
Recordkeeper· Not identified

Which best describes you?

The leading signal

Fremont Ford, Inc

No Trend YetParticipation Rate · 3-Year Trend
No trend yet
The participation-rate trend appears once at least two consecutive filings report both active and total participants.
26 → 26 active savers · Workforce footprint
Employer Contribution / Participant
$1,131
vs $852 National Median
Employer Percentile
Above Median
Higher than 61% of peers
Where this sits vs national auto-dealer peers.

Participation rate is filed, but a 3-year trend is not available yet — it appears once at least two consecutive filings report both active and total participants. Employer contribution per participant is shown below.

Secondary context · Employer-contribution standing
Workhorse ↔ Racehorse
Above Median Nationally
61th
percentile
WorkhorseRacehorse
Median

Benchmark Scorecard

Observable, source-backed metrics. No inferred grades or quality scores.

Employer Contribution / Participant
$1,131
vs $852 National Median
Above Median Nationally

The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.

Members
Participant Contribution / Participant
$2,326
vs $3,435 National Median
Room to Grow Nationally

The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.

Plan Assets / Participant
$51,295
vs $48,309 National Median
Above Median Nationally

How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.

Employer Contributions
$29,414
Latest source filing

Total annual employer contribution from the latest DOL filing.

Plan Assets
$1.3M
Latest source filing

The retirement pool employees are building. Larger pools reflect longer-tenured workforces.

Plan Participants
26
Latest source filing

Active employees covered by the plan — the scope of the dealership's retirement offering.

Local Dealerships with a More Competitive 401(k) Plan

Every comparable dealership we track in MI, ranked by employer contribution per participant. Names and locations are public; head-to-head contribution numbers unlock when you verify your dealership email.

1.Deur-Speet Motors
FREMONT, MI • 2 mi
Contributes / participant
$1,851
2.Lakeshore Chrysler Jeep Dodge, Inc.T
MONTAGUE, MI • 19 mi
Contributes / participant
$1,228
3.Betten Friendly Motors
GRAND HAVEN, MI • 32 mi
Contributes / participant
$840
4.My Auto Imports
MUSKEGON, MI • 24 mi
Contributes / participant
$553
5.Betten Baker Auto Family
MUSKEGON, MI • 23 mi
Contributes / participant
$124
6.Sparta Chevrolet
SPARTA, MI • 27 mi
Contributes / participant
$0
G-M Companies, Inc.
NEWAYGO, MI • 10 mi
Ranking available
Don Rypma Chevrolet-Buick-Gmc
WHITEHALL, MI • 17 mi
Ranking available
Mi Muskegon
MUSKEGON, MI • 19 mi
Ranking available
Keller Ford, Inc. Employees'
GRAND RAPIDS, MI • 34 mi
Ranking available

No credit card. Verify with your dealership work email and every contribution number in this list unblurs — plus your own full benchmark.

Source: U.S. Department of Labor Form 5500. Peer contribution amounts unlock with a verified dealership email or an advisor pass.

All-In Plan Cost

The total cost of running this plan — recordkeeping, administration, custody, advisory, and fiduciary fees — as a percentage of plan assets. Community-sourced from the dealership's own 408(b)(2) fee disclosure.

Not yet contributed

The all-in cost comes from a dealership's own fee disclosure. Verify your dealership email and contribute your plan data to publish it here — and unlock the benchmarked cost analysis.

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Peer Position

Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.

National Auto Dealers
Above Median
Higher than 61% of peers
4966 valid peers
MI Dealers
Above Median
Higher than 67% of peers
240 valid peers
Ford Dealers
Above Median
Higher than 65% of peers
647 valid peers
Similar-Size Dealers
Above Median
Higher than 56% of peers
2198 valid peers

How You Compare

A side-by-side read of this dealership’s plan against the national industry average — and the gap you need to close to reach the peer median.

Peer averages from the DOL Form 5500 national dataset, 2025

Employer Contribution / Participant
Annual employer match & profit share per active participant.
Your Plan$1,131
Industry Avg$8524966 peers
Gap vs Avg+$279(+33%)above avg
Percentile61th
Participant Contribution / Participant
Employee deferrals per active participant.
Your Plan
Industry Avg$3,4355531 peers
Gap vs Avg
Percentile Members
Plan Assets / Participant
Total plan assets per active participant.
Your Plan$51,295
Industry Avg$48,3095605 peers
Gap vs Avg+$2,986(+6%)above avg
Percentile53th
Admin Cost / Participant
All-in administrative expenses per participant. Lower is better.
Your Plan—
Industry AvgInsufficient peer dataContribute plan data
Gap vs Avg—
Percentile—
Admin Cost (bps of Assets)
Admin expenses as basis points of plan assets. Lower is better.
Your Plan—
Industry AvgInsufficient peer dataContribute plan data
Gap vs Avg—
Percentile—
Fee-to-Outcome Ratio
Employer $ generated per $1 of admin spend. Higher is better.
Your Plan—
Industry AvgInsufficient peer dataContribute plan data
Gap vs Avg—
Percentile—

These fields are reserved for Fiduciary Tier.

Sign in or create a free account to reveal this plan’s recordkeeper, trustee / custodian, and recordkeeping fees — the reporting that supports deeper fiduciary monitoring.

Engagement Trajectory

Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2025. Missing years are not interpolated.

20222023202507142128
Active-Saver Trajectory declined 0.0% from 2022 to 2025. This is the leading signal of plan engagement — the lagging employer-contribution dollar tends to follow.
Years available: 2022, 2023, 2025

Reported Plan Data

The public filing record behind every metric on this page — for audit and trust.

Plan SponsorFREMONT FORD, INC.
Plan NameFREMONT FORD, INC. 401(K) RETIREMENT PLAN AND TRUST
EIN Members383300544
Plan Number002
RecordkeeperNot yet contributed — contribute plan data
Waiting PeriodNot reported on this filing — contribute plan data
Trustee / Custodian—
Custodian Phone—
Recordkeeping Fees—
Latest Filing Year2025
Financial Data Year2025
Participants (active, EOY)26
Plan Assets$1.3M
Employer Contributions$29,414
Participant Contributions$60,480
Total Contributions$89,894
Plan Type401(k) + Profit Sharing + 401(m)
Source FormDOL Form 5500-SF
Source Filing ID20260707071823NAL0015349763004
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Leadership & Contacts

Who runs Fremont Ford, Inc

Senior executives surfaced from public sources. Verify your access to view names and emails.

M••• R••••
Owner
m••••@fremontford.com
M••• P••••
General Manager
R••• J••••
Parts and Service Director
D••• M••••
Service Director
S••• R••••
Used Car Director
S••• H••••
President
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