Honda

Fols

3158 AUTO CENTER CIR. STE. E

STOCKTON, MA 95212

Latest Filing: 2025Financial Data Through: 2025Source: DOL Form 5500-SF

Plan Data Available

Source-backed retirement-plan information is available to benchmark this dealership.

The leading signal

Fols

No Trend YetParticipation Rate · 3-Year Trend
No trend yet
The participation-rate trend appears once at least two consecutive filings report both active and total participants.
62 → 104 active savers · Workforce footprint
Members Only
Employer Contribution / Participant
$0
vs $852 National Median
Employer Percentile
Optimization Potential
Bottom 94% of peers
Where this sits vs national auto-dealer peers.

Participation rate is filed, but a 3-year trend is not available yet — it appears once at least two consecutive filings report both active and total participants. Employer contribution per participant is shown below.

Benchmark Scorecard

Observable, source-backed metrics. No inferred grades or quality scores.

Members
Employer Contribution / Participant
$0
vs $852 National Median
Optimization Potential Nationally

The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.

Members
Participant Contribution / Participant
$824
vs $3,435 National Median
Optimization Potential Nationally

The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.

Members
Plan Assets / Participant
$5,906
vs $48,309 National Median
Optimization Potential Nationally

How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.

Members
Employer Contributions
$0
Latest source filing

Total annual employer contribution from the latest DOL filing.

Plan Assets
$0.6M
Latest source filing

The retirement pool employees are building. Larger pools reflect longer-tenured workforces.

Plan Participants
104
Latest source filing

Active employees covered by the plan — the scope of the dealership's retirement offering.

Local Dealerships with a More Competitive 401(k) Plan

Every comparable dealership we track in MA, ranked by employer contribution per participant. Names and locations are public; head-to-head contribution numbers unlock when you verify your dealership email.

1.Mississippi Auto Dealers Assn.
RIDGELAND, MA • 1793 mi
Contributes / participant
$14,375
2.Mancari'S Chrysler Jeep, Inc
OAK LAWN, MA • 1785 mi
Contributes / participant
$4,474
3.Glendale Dodge, Llc
GLENDALE, MA • 317 mi
Contributes / participant
$3,107
4.Liberty Chevrolet, Inc
VILLA RICO, MA • 2043 mi
Contributes / participant
$2,613
5.Rock Coun
JANESVILLE, MA • 1720 mi
Contributes / participant
$2,582
6.Overturf Motors Co., Inc
KENNEWICK, MA • 577 mi
Contributes / participant
$1,333
7.Morris Ford, Inc
BURNT HILLS, MA • 2481 mi
Contributes / participant
$1,147
8.Damerow Ford
BEAVERTON, MA • 522 mi
Contributes / participant
$0
9.Keystone Ford
CHAMBERSBURG, MA • 2325 mi
Contributes / participant
$0
10.The Johnson Dealerships, Inc
PITTSFIELD, MA • 2518 mi
Contributes / participant
$0

No credit card. Verify with your dealership work email and every contribution number in this list unblurs — plus your own full benchmark.

Source: U.S. Department of Labor Form 5500. Peer contribution amounts unlock with a verified dealership email or an advisor pass.

All-In Plan Cost

The total cost of running this plan — recordkeeping, administration, custody, advisory, and fiduciary fees — as a percentage of plan assets. Community-sourced from the dealership's own 408(b)(2) fee disclosure.

Not yet contributed

The all-in cost comes from a dealership's own fee disclosure. Verify your dealership email and contribute your plan data to publish it here — and unlock the benchmarked cost analysis.

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Peer Position

Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.

National Auto Dealers
Optimization Potential
Bottom 94% of peers
4966 valid peers
Members
MA Dealers
Optimization Potential
Bottom 92% of peers
106 valid peers
Members
Honda Dealers
Optimization Potential
Bottom 91% of peers
93 valid peers
Members
Similar-Size Dealers
Optimization Potential
Bottom 95% of peers
701 valid peers
Members

Engagement Trajectory

Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2025. Missing years are not interpolated.

2022202320250306090120
Active-Saver Trajectory increased +67.7% from 2022 to 2025. This is the leading signal of plan engagement — the lagging employer-contribution dollar tends to follow.
Years available: 2022, 2023, 2025

Reported Plan Data

The public filing record behind every metric on this page — for audit and trust.

Plan SponsorSRZ AUTOMOTIVE GROUP, INC. DBA FOLS
Plan NameSRZ AUTOMOTIVE GROUP, INC. DBA FOLSOM LAKE HONDA 401(K) PLAN
EIN Members202479710
Plan Number001
RecordkeeperNot yet contributed — contribute plan data
Waiting PeriodNot reported on this filing — contribute plan data
Trustee / Custodian—
Custodian Phone—
Recordkeeping Fees—
Latest Filing Year2025
Financial Data Year2025
Participants (active, EOY)104
Plan Assets$0.6M
Employer Contributions$0
Participant Contributions$85,715
Total Contributions$85,715
Plan Type401(k) + Profit Sharing + 401(m)
Source FormDOL Form 5500-SF
Source Filing ID20260722101136NAL0009849155001
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Members only

Fols's full 401(k) benchmark is reserved for members.

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