Chevrolet

Fernelius Chevrolet

113 S BENNETT STREET

ROSE CITY, MI 48654

Latest Filing: 2025Financial Data Through: 2025Source: DOL Form 5500-SF

Plan Data Available

Source-backed retirement-plan information is available to benchmark this dealership.

The leading signal

Fernelius Chevrolet

No Trend YetParticipation Rate · 3-Year Trend
No trend yet
The participation-rate trend appears once at least two consecutive filings report both active and total participants.
19 → 20 active savers · Workforce footprint
Members Only
Employer Contribution / Participant
$0
vs $852 National Median
Employer Percentile
Optimization Potential
Bottom 94% of peers
Where this sits vs national auto-dealer peers.

Participation rate is filed, but a 3-year trend is not available yet — it appears once at least two consecutive filings report both active and total participants. Employer contribution per participant is shown below.

Benchmark Scorecard

Observable, source-backed metrics. No inferred grades or quality scores.

Members
Employer Contribution / Participant
$0
vs $852 National Median
Optimization Potential Nationally

The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.

Members
Participant Contribution / Participant
$1,934
vs $3,435 National Median
Optimization Potential Nationally

The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.

Members
Plan Assets / Participant
$20,432
vs $48,309 National Median
Optimization Potential Nationally

How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.

Members
Employer Contributions
$0
Latest source filing

Total annual employer contribution from the latest DOL filing.

Plan Assets
$0.4M
Latest source filing

The retirement pool employees are building. Larger pools reflect longer-tenured workforces.

Plan Participants
20
Latest source filing

Active employees covered by the plan — the scope of the dealership's retirement offering.

Local Dealerships with a More Competitive 401(k) Plan

Every comparable dealership we track in MI, ranked by employer contribution per participant. Names and locations are public; head-to-head contribution numbers unlock when you verify your dealership email.

1.Feeny Chrysler Plymouth Dodge Of Midland, Inc
GRAYLING, MI • 34 mi
Contributes / participant
$34,749
2.Midland Ford Lincoln
MIDLAND, MI • 53 mi
Contributes / participant
$1,915
3.Alcona Motors, Inc
LINCOLN, MI • 39 mi
Contributes / participant
$1,208
4.Dean Arbour Chevrolet, Inc. Salary Deferral
EAST TAWAS, MI • 38 mi
Contributes / participant
$944
5.Feeny Automotive Group-North, Inc
GRAYLING, MI • 34 mi
Contributes / participant
$413
6.Don Nester Chevrolet
ROSCOMMON, MI • 25 mi
Contributes / participant
$0
7.Matt Lafontaine Automotive, Inc
GRAYLING, MI • 34 mi
Contributes / participant
$0
8.Schafer, Inc.
PINCONNING, MI • 40 mi
Contributes / participant
$0
9.Mcguire Chevrolet, Inc
CLARE, MI • 53 mi
Contributes / participant
$0
Wagar Motor Sales Inc
GAYLORD, MI • 49 mi
Ranking available

No credit card. Verify with your dealership work email and every contribution number in this list unblurs — plus your own full benchmark.

Source: U.S. Department of Labor Form 5500. Peer contribution amounts unlock with a verified dealership email or an advisor pass.

All-In Plan Cost

The total cost of running this plan — recordkeeping, administration, custody, advisory, and fiduciary fees — as a percentage of plan assets. Community-sourced from the dealership's own 408(b)(2) fee disclosure.

Not yet contributed

The all-in cost comes from a dealership's own fee disclosure. Verify your dealership email and contribute your plan data to publish it here — and unlock the benchmarked cost analysis.

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Peer Position

Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.

National Auto Dealers
Optimization Potential
Bottom 94% of peers
4966 valid peers
Members
MI Dealers
Optimization Potential
Bottom 95% of peers
240 valid peers
Members
Chevrolet Dealers
Optimization Potential
Bottom 94% of peers
557 valid peers
Members
Similar-Size Dealers
Optimization Potential
Bottom 93% of peers
2198 valid peers
Members

Engagement Trajectory

Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2025. Missing years are not interpolated.

20222023202505101520
Active-Saver Trajectory increased +5.3% from 2022 to 2025. This is the leading signal of plan engagement — the lagging employer-contribution dollar tends to follow.
Years available: 2022, 2023, 2025

Reported Plan Data

The public filing record behind every metric on this page — for audit and trust.

Plan SponsorFERNELIUS CHEVROLET, INC.
Plan NameFERNELIUS CHEVROLET 401(K) PLAN
EIN Members382783899
Plan Number002
RecordkeeperNot yet contributed — contribute plan data
Waiting PeriodNot reported on this filing — contribute plan data
Trustee / Custodian—
Custodian Phone—
Recordkeeping Fees—
Latest Filing Year2025
Financial Data Year2025
Participants (active, EOY)20
Plan Assets$0.4M
Employer Contributions$0
Participant Contributions$38,670
Total Contributions$38,670
Plan Type401(k) + Profit Sharing + 401(m)
Source FormDOL Form 5500-SF
Source Filing ID20260709090527NAL0000162242001
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Members only

Fernelius Chevrolet's full 401(k) benchmark is reserved for members.

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