Ford

D/B/A Flood Ford Of East Greenwich

2545 SOUTH COUNTY TRAIL

EAST GREENWICH, RI 028181531

Latest Filing: 2025Financial Data Through: 2025Source: DOL Form 5500

Plan Data Available

Source-backed retirement-plan information is available to benchmark this dealership.

Report found

We found D/B/A Flood Ford Of East Greenwich's 401(k) profile.

Here's an honest preview of what's available on this profile. Scroll down for the full breakdown, or tell us who you are and we'll point you to the right next step.

What's available

4 of 6 sections

Participation trend· Signing Up More
Employer contribution benchmark· Ranked vs national peers
Fee analysis· All-in cost benchmarked
Asset performance trend· Needs 3+ filing years
Historical filings· 4 filing years
Recordkeeper· Not identified

Which best describes you?

The leading signal

D/B/A Flood Ford Of East Greenwich

Signing Up MoreParticipation Rate · 3-Year Trend
77%actively saving · 2022 → 2025
Up 12.8 pts over 3 filings — more employees signing up. Sourced from DOL Form 5500.
2022
2023
2025
113 → 114 active savers · Workforce footprint
Members Only
Employer Contribution / Participant
$213
vs $852 National Median
Employer Percentile
Optimization Potential
Bottom 82% of peers
Where this sits vs national auto-dealer peers.

More participants are actively saving — the participation rate is climbing as employees sign up. Employer contribution per participant is below the national median — the dealership's own investment in the plan has not yet caught up to how engaged its savers are. A separate workforce-retention watch flags a sustained decline in active savers — participation strength is not the same as headcount stability.

Benchmark Scorecard

Observable, source-backed metrics. No inferred grades or quality scores.

Members
Employer Contribution / Participant
$213
vs $852 National Median
Optimization Potential Nationally

The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.

Participant Contribution / Participant
$4,491
vs $3,435 National Median
Above Median Nationally

The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.

Plan Assets / Participant
$100,386
vs $48,309 National Median
Top 25% Nationally

How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.

Members
Employer Contributions
$24,291
Latest source filing

Total annual employer contribution from the latest DOL filing.

Plan Assets
$11.4M
Latest source filing

The retirement pool employees are building. Larger pools reflect longer-tenured workforces.

Plan Participants
114
Latest source filing

Active employees covered by the plan — the scope of the dealership's retirement offering.

Plan Cost Benchmark

Is this plan overpaying for what employees get? Three observable cost metrics from the public filing — peer percentiles are public; your own dollar figures unlock through Fiduciary Tier.

Source: DOL Form 5500 Schedule H, 2025

Admin Cost / Participant
$151
Peer median $160
Below peer median

All-in administrative expenses per active participant. Lower is better.

Admin Cost (bps of Assets)
15 bps
Peer median 30 bps
Cheaper than most peers

Administrative expenses as basis points of plan assets. Lower is better.

Fee-to-Outcome Ratio
Peer median 4.4×
Weaker value than most peers

Employer contribution generated per $1 of admin spend. Higher is better.

These fields are reserved for Fiduciary Tier.

Sign in or create a free account to reveal this plan’s recordkeeper, trustee / custodian, and recordkeeping fees — the reporting that supports deeper fiduciary monitoring.

All-In Plan Cost

The total cost of running this plan — recordkeeping, administration, custody, advisory, and fiduciary fees — as a percentage of plan assets. Community-sourced from the dealership's own 408(b)(2) fee disclosure.

Not yet contributed

The all-in cost comes from a dealership's own fee disclosure. Verify your dealership email and contribute your plan data to publish it here — and unlock the benchmarked cost analysis.

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Peer Position

Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.

National Auto Dealers
Optimization Potential
Bottom 82% of peers
4966 valid peers
Members
RI Dealers
Insufficient peer data
Below 10 valid peers — ranking hidden
Contribute plan data
Ford Dealers
Optimization Potential
Bottom 82% of peers
647 valid peers
Members
Similar-Size Dealers
Optimization Potential
Bottom 83% of peers
701 valid peers
Members

Engagement Trajectory

Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2025. Missing years are not interpolated.

20222023202420250306090120
Active-Saver Trajectory increased +0.9% from 2022 to 2025. This is the leading signal of plan engagement — the lagging employer-contribution dollar tends to follow.
Years available: 2022, 2023, 2024, 2025

Reported Plan Data

The public filing record behind every metric on this page — for audit and trust.

Plan SponsorPAUL BAILEYS EAST GREENWICH FORD, INC
Plan NameFLOOD AUTOMOTIVE GROUP 401(K) PROFIT SHARING PLAN
EIN Members050512742
Plan Number001
RecordkeeperNot yet contributed — contribute plan data
Waiting PeriodNot reported on this filing — contribute plan data
Trustee / Custodian—
Custodian Phone—
Recordkeeping Fees—
Latest Filing Year2025
Financial Data Year2025
Participants (active, EOY)114
Plan Assets$11.4M
Employer Contributions$24,291
Participant Contributions$511,995
Total Contributions$536,286
Plan Type401(k) + Profit Sharing
Source FormDOL Form 5500
Source Filing ID20260618124751NAL0002079315001
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Members only

D/B/A Flood Ford Of East Greenwich's full 401(k) benchmark is reserved for members.

Some of the benchmarking details on this plan are sensitive, so they aren't published publicly — they're available with a paid membership. One way to start moving this plan up: flag it to a decision-maker below so we can bring the matter to them and offer a solution.

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Leadership & Contacts

Who runs D/B/A Flood Ford Of East Greenwich

Senior executives surfaced from public sources. Verify your access to view names and emails.

M••• F••••
Dealer Principal
J••• C••••
General Manager
M••• J••••
Sales Manager
M••• F••••
Sales Manager
J••• A••••
Sales Manager
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