Cadillac

Bill Deluca Chevrolet Cadillac, Inc

339 NORTH MAIN ST

ANDOVER, MA 01810

Latest Filing: 2023Financial Data Through: 2023Source: DOL Form 5500

Plan Data Available

Source-backed retirement-plan information is available to benchmark this dealership.

The leading signal

Bill Deluca Chevrolet Cadillac, Inc

Holding SteadyParticipation Rate · 3-Year Trend
79%actively saving · 2022 → 2023
Up 0.3 pts over 2 filings — holding steady. Sourced from DOL Form 5500.
2022
2023
No trend yet · Workforce footprint
Members Only
Employer Contribution / Participant
$835
vs $852 National Median
Employer Percentile
Room to Grow
Bottom 51% of peers
Where this sits vs national auto-dealer peers.

The participation rate is holding steady — no clear sign-up or opt-out swing over the period. Employer contribution per participant is below the national median — the dealership's own investment in the plan has not yet caught up to how engaged its savers are. A separate workforce-retention watch flags a sustained decline in active savers — participation strength is not the same as headcount stability.

Benchmark Scorecard

Observable, source-backed metrics. No inferred grades or quality scores.

Members
Employer Contribution / Participant
$835
vs $852 National Median
Room to Grow Nationally

The lagging confirmation of plan health. Below median signals under-investment in workforce retention — the dollar has yet to follow the leading active-saver signal.

Participant Contribution / Participant
$4,904
vs $3,435 National Median
Top 25% Nationally

The leading signal of plan engagement. A rising trajectory precedes the lagging employer-contribution dollar; below median can signal gaps in auto-enrollment or plan design.

Plan Assets / Participant
$116,689
vs $48,309 National Median
Top 25% Nationally

How seasoned the workforce is. Below national median can also indicate higher-than-needed employee turnover.

Members
Employer Contributions
$255,592
Latest source filing

Total annual employer contribution from the latest DOL filing.

Plan Assets
$35.7M
Latest source filing

The retirement pool employees are building. Larger pools reflect longer-tenured workforces.

Plan Participants
306
Latest source filing

Active employees covered by the plan — the scope of the dealership's retirement offering.

Local Dealerships with a More Competitive 401(k) Plan

Every comparable dealership we track in MA, ranked by employer contribution per participant. Names and locations are public; head-to-head contribution numbers unlock when you verify your dealership email.

1.Subaru Of Wakefield, Inc
WAKEFIELD, MA • 11 mi
Contributes / participant
$8,475
2.Charles Daher'S Commonwealth Motors
LAWRENCE, MA • 3 mi
Contributes / participant
$994
3.Jaffarians Service, Inc.
HAVERHILL, MA • 7 mi
Contributes / participant
$615
4.Stoneham Motors Co., Inc
STONEHAM, MA • 13 mi
Contributes / participant
$593
5.Kelly Automotive Group
DANVERS, MA • 12 mi
Contributes / participant
$439
6.Smith Motor Sales Of Haverhill
HAVERHILL, MA • 7 mi
Contributes / participant
$0
7.495 Chrysler Jeep Dodge
LOWELL, MA • 7 mi
Contributes / participant
$0
8.495 Mazda
LOWELL, MA • 7 mi
Contributes / participant
$0
Atamian Volkswagen, Inc
TEWKSBURY, MA • 7 mi
Ranking available
Liberty Chevrolet, Inc
WAKEFIELD, MA • 11 mi
Ranking available

No credit card. Verify with your dealership work email and every contribution number in this list unblurs — plus your own full benchmark.

Source: U.S. Department of Labor Form 5500. Peer contribution amounts unlock with a verified dealership email or an advisor pass.

All-In Plan Cost

The total cost of running this plan — recordkeeping, administration, custody, advisory, and fiduciary fees — as a percentage of plan assets. Community-sourced from the dealership's own 408(b)(2) fee disclosure.

Not yet contributed

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Peer Position

Where this dealership ranks on Employer Contribution / Participant across cohorts of similarly comparable dealerships.

National Auto Dealers
Room to Grow
Bottom 51% of peers
4966 valid peers
Members
MA Dealers
Above Median
Higher than 52% of peers
106 valid peers
Cadillac Dealers
Above Median
Higher than 54% of peers
94 valid peers
Similar-Size Dealers
Above Median
Higher than 61% of peers
475 valid peers

Engagement Trajectory

Active-saver trajectory is the leading signal; employer contribution is the lagging confirmation. Public filings from 2022 to 2024. Missing years are not interpolated.

202220232024080160240320
Fewer than three annual filings with usable values — no trend available for active-saver trajectory.
Years available: 2022, 2023, 2024

Reported Plan Data

The public filing record behind every metric on this page — for audit and trust.

Plan SponsorBILL DELUCA CHEVROLET CADILLAC, INC
Plan NameBILL DELUCA COMPANIES 401(K) PLAN
EIN Members042565924
Plan Number002
RecordkeeperNot yet contributed — contribute plan data
Waiting PeriodNot reported on this filing — contribute plan data
Trustee / Custodian—
Custodian Phone—
Recordkeeping Fees—
Latest Filing Year2023
Financial Data Year2023
Participants (active, EOY)306
Plan Assets$35.7M
Employer Contributions$255,592
Participant Contributions$1,500,702
Total Contributions$1,756,294
Plan Type401(k) + Profit Sharing + 401(m)
Source FormDOL Form 5500
Source Filing ID20241015122937NAL0014628179001
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Members only

Bill Deluca Chevrolet Cadillac, Inc's full 401(k) benchmark is reserved for members.

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